News & Publications

News

In The Press

  • Will an erratic election year affect your community bank?

    CBInsight; Online; June 2016

    Community banks focus on the future by planning, forecasting, considering customer delivery preferences and assessing risks before they occur. Good thing … America is in the midst of the 2016 election cycle, and your bank should be planning now for possible exposure to a risk that’s lesser known and not often discussed—political risk. 
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  • Unraveling Three Common Myths of CECL Reform

    WIB Compliance Digest; Online; June 2016

    How does a community bank account for the risk of loss related to its loan exposure?

    That simple question is at the heart of one of the most watched regulatory changes expected in 2016. Following the credit crisis of 2008, the Financial Accounting Standards Board (FASB) began putting together comprehensive changes to how financial institutions evaluate risk and protect against default.

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  • Four Best Practices to Help Bank Boards Manage New Cybersecurity Guidance

    Bankdirector.com; Online; June 2016

    Updates to the FFIEC Management Booklet portion of the IT Examination Handbook have placed your board of directors under more pressure than ever to ensure the health and stability of your institution’s overall IT and cybersecurity environment.

    Here are four best practices to help your board manage the changes.

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  • 4 Tips for Risk-based Due Diligence to Ease Vendor Management Burden…and Ensure Your Institution’s Future

    PACB Transactions; Online; May 2016

    The recent vendor management guidance issued by both the OCC and the FFIEC has many banks feeling immense pressure. Typically, about 12 to 18 months after final guidance is published, examiners expect to see progress toward compliance with new requirements. So, for vendor management, that time is now. To make it easier, follow our four tips.

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  • CECL: No Bank is Exempt

    Colorado Banker; Online; May 2016

    It’s true: the Financial Accounting Standards Board’s (FASB) final Current Expected Credit Loss (CECL) model will fundamentally change the way our entire industry accounts for loan loss reserves.

    And no institution is exempt from CECL, despite some lingering assumptions to the contrary.

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  • Find Your Footing in the Digital Payments Atmosphere

    BankNews Learning Points; online; May 2016

    Like it or not, alternative payment options like Apple Pay and Walmart Pay have effectively inundated the financial industry. And although some are more popular than others, digital payments present both growth opportunities and new challenges for community banks.

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  • Compete with the Big Dogs Using Customer Experience

    The Texas Independent Banker; Online; May 2016

    In today’s banking landscape, consumers have more power than ever. Your customers and prospects have several choices about how they want to bank—online, in the branch, on their mobile devices—and traditional industry boundaries are fading.
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