News & Publications


In The Press

  • The Polar Opposites That Make Up Today’s Digital Payments Environment

    Western Banker; Online; September/October 2016

    When you think about it, mobile payments are nothing new—we’ve used online retailers, company-specific apps and P2P payments for a while now. But digital wallets that let consumers make instant payments with their smartphones are the option with true staying power.

    Read More
  • Bank of Nova Scotia: The Perfect Bank Stock for Millennials

    The Motley Fool; Online; August 2016

    Royal Bank of Canada might have the most assets and net earnings of any Canadian bank, but when it comes to courting millennials, Bank of Nova Scotia has its peers over a barrel—a digital one, that is.

    Read More
  • Higher Expectations. Why the right digital strategy is critical to banking now

    Banking Exchange; Online, August 2016

    What is the role of traditional financial services institutions in a digital world? Most sources agree financial institutions will need to retain their traditional value proposition while deploying digital.

    Read More
  • Is it time to trade in your core?

    CBInsight; Online; July 2016

    Have you ever seen a car driving down the highway that has obviously seen better days? You know the one—taillight out, belching smoke, a bumper hanging half-way off. While buying a new car can be pricey, the risks from not doing so—to the car’s driver and other drivers on the road—are even greater.

    A bank’s core system is very similar. While a core conversion can be costly and complicated, putting off a needed system change is far more risky than the conversion itself.

    Read More
  • Four Steps to Winning the Vendor Management Battle

    Western Banker; Online; July 2016

    Community banks are not immune to the risks companies face today, particularly those associated with vendor management. Between the vendor management guidelines issued by the OCC in 2014 and the FFIEC in 2015, regulators have made it clear that banks are expected to know the companies with which they do business.

    Read More
  • Will an erratic election year affect your community bank?

    CBInsight; Online; June 2016

    Community banks focus on the future by planning, forecasting, considering customer delivery preferences and assessing risks before they occur. Good thing … America is in the midst of the 2016 election cycle, and your bank should be planning now for possible exposure to a risk that’s lesser known and not often discussed—political risk. 
    Read More
  • Unraveling Three Common Myths of CECL Reform

    WIB Compliance Digest; Online; June 2016

    How does a community bank account for the risk of loss related to its loan exposure?

    That simple question is at the heart of one of the most watched regulatory changes expected in 2016. Following the credit crisis of 2008, the Financial Accounting Standards Board (FASB) began putting together comprehensive changes to how financial institutions evaluate risk and protect against default.

    Read More
  • Four Best Practices to Help Bank Boards Manage New Cybersecurity Guidance; Online; June 2016

    Updates to the FFIEC Management Booklet portion of the IT Examination Handbook have placed your board of directors under more pressure than ever to ensure the health and stability of your institution’s overall IT and cybersecurity environment.

    Here are four best practices to help your board manage the changes.

    Read More