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FOR IMMEDIATE RELEASE

For more information, contact:
Bob Ezell, Vice President of Product Marketing
800.545.4274 or bezell@csiweb.com

CSI RELEASES LOAN RELATIONSHIP PRICING TO HELP BANKS IMPROVE COMPLIANCE, PROFITABILITY

PADUCAH, Ky. – (May 19, 2009) – Computer Services, Inc. (CSI) (OTCQX: CSVI) recently announced the release of a new Loan Relationship Pricing product designed to help banks make sound lending decisions based on objective analyses rather than simply meeting competitors’ offers.
 
CSI’s Loan Relationship Pricing creates consistent pricing standards based on ROA and ROE target levels, customer product mix, and funding assumptions from FHLB, Libor/Swap, U.S. Treasury and other curves.  It also identifies cross selling opportunities and provides complete performance tracking.

The timely release of Loan Relationship Pricing follows the FDIC’s announcement that it has added 1,400 examiners to its audit army.  “Additional resources mean examiners will have more time to scrutinize banks’ lending and risk management practices,” said Bob Ezell, CSI Vice President of Product Marketing.  “CSI’s Loan Relationship Pricing not only reduces a bank’s risk of committing to unprofitable relationships, it provides detailed reports that prove the effectiveness of these efforts.”

CSI is partnering with Austin Associates of Toledo, Ohio, a leading consulting firm specializing in serving financial institutions, to offer Loan Relationship Pricing.  This partnership allows CSI’s customers to benefit from a best-of-breed pricing solution created by a team of developers with over 200 years of combined experience in banking, finance, securities, and accounting.  Together CSI and Austin Associates provide a product that is integrated with CSI’s core system so that banks can efficiently practice disciplined loans pricing.

About Computer Services, Inc.
Computer Services, Inc. (CSI) delivers core banking, payments processing, Internet, card services, risk assessment, fraud prevention, network management, and regulatory compliance solutions to over 4,600 financial institutions and corporate entities. Technology planning, local account managers and world-class customer service explain why CSI has been known as one of the nation's premier providers of banking solutions for over 40 years.  CSI’s stock is traded on the OTCQX under the symbol CSVI.  For more information about CSI, visit www.csiweb.com.

About Austin Associates, LLC
Austin Associates is a leading provider of financial management and specialized investment banking services to community banks and thrifts.  Services include asset/liability management, profitability analysis, loan pricing software, stock valuations, capital planning, market and branch feasibility, M&A and other services. For more information on the firm and services, please visit our web site at www.austinassociates.com.

 

 
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