1998
1997
1996
REVENUE  
   Banking Revenue $37,814,561 $34,621,231 $34,850,248
   Equipment & supply division revenue 2,893,787
2,944,496
2,758,514
   Total revenue 40,708,348 37,565,727 37,608,762
INCOME  
   Net income $4,665,120 $4,057,805 $4,301,260
   Net income as a percent of total revenue 11% 11% 11%
SHAREHOLDERS EQUITY  
   Earnings per share, assuming dilution $2.23 $1.89 $2.03
   Dividends per common share    $.54 $.46 $.39
   Book value per share $14.94 $13.71 $12.26
   Return on average shareholders' equity 16% 15% 18%