Top Technology Investments

Community financial institutions will continue to invest in tools that make banking faster, easier and more connected for their account holders.

Efficiency technologies like automation and AI continue to lead investment plans, but institutions are also prioritizing improving digital engagement, streamlining lending and connecting systems through open banking. Payments are evolving quickly, too, with growing interest in real-time options.

Explore what community financial institution leaders say will matter most in 2026.

Institutions’ Top Technology Priorities

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Advancing Digital Engagement

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Open Banking

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Automation in Lending

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Payment Priorities and Trends

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2026 Banking Priorities

Contents

See the Survey Responses

Appendix