Core Bank Processing

Loan Management Software

Bank Loan Management Software

Whether your bank is looking for greater visibility into loan exceptions or a tool for making more strategic loan decisions, CSI’s suite of core banking solutions for loan management can help. Our loan management solutions enable your financial institution to maximize returns and minimize risk, from issuing and processing loans to enhancing the profitability of lending.

CSI’s Loan Processing Systems

Issuing and processing loans is a major revenue generator for your bank. Find out how you can make the loan process even more lucrative by optimizing the various loan processing solutions offered by CSI NuPoint® and Meridian.NET core banking software:

  • Loan Tracking Systems

    CSI’s loan tracking systems make your bank’s loan procedures more effective and profitable by simplifying the decision-making process so that loans are based on consistent factors. And by offering credit tracking and bank loan-pricing tools through our loan management system, we help your loan department with:

    • Tracking and collecting various documents for credit files
    • Reminding customers of upcoming or past-due credit documents
    • Determining more equitable, uniform interest rates

  • Loan Exception Tracking

    With flexible reporting tools, CSI’s loan exception tracking tool makes the loan process more effective for your employees and customers by:

    • Tracking documentation and underwriting exceptions throughout the loan process
    • Providing an audit trail for increased transparency and accountability
    • Allowing for loan exceptions at the account level, relationship level or both
    • Categorizing by any department responsibility
    • Offering scalability to any size organization

  • Relationship-Based Pricing

    Enhance customer relationships and maximize bank profitability by analyzing single loan opportunities and multiple accounts. CSI’s relationship loans tools provide consistency in your loan-pricing model and help identify cross-selling opportunities by:

    • Using objective analysis to adjust interest rates and fees
    • Ensuring bank goals are met when negotiating bank loan pricing and terms
    • Generating detailed reports to support loan-pricing decisions

  • Loan Portfolio Analysis
  • Use CSI’s integrated suite of loan portfolio management products to maximize returns and minimize risk when making strategic loan decisions. Our loan software gives you the tools you need to protect the integrity of your bank’s assets, including:

    • Risk management, collateral valuation and loan budget tracking
    • Customer, financial, host, underwriting, loan committee and executive information
    • Automated feedback on tracking, auditing, reviewing, analysis and compliance

  • Floor Plan Financing
  • Whether your commercial customers are financing loans for vehicles, farm machinery or other equipment, CSI’s floor plan lending solution allows you to streamline the onboarding, tracking and payment processes for floor plan loans. Our solution allows you to quickly onboard several loans at once, all while managing various rates for repayment. We provide your bank with an easy-to-use system for:

    • Supporting different classifications by inventory type, informing the terms of individual loans
    • Enabling rapid onboarding for processing multiple loans simultaneously
    • Simplifying the processing of payments with combined billing
    • Expanding your loan portfolio for growth
    • Tracking inventory data consistently

We Want to Hear from You

Learn more about making your bank more competitive, compliant and profitable by using Meridian.NET and NuPoint’s online loan management systems. Our team members are here to help you implement a loan monitoring system that meets your bank’s needs. Just complete an online form, and we’ll reach out to you.