CSI NuPoint® Core Banking System for Risk Mitigation

CSI NuPoint provides two bank core processing solutions that help financial institution's with risk mitigation and strict federal mandates, including:


Prevent bank account fraud, maintain a strong BSA/AML program and strengthen risk management with NuMonitor. By monitoring transactions for suspicious activity and regulatory violations, NuMonitor detects potential money laundering and prevents losses from check and deposit fraud. 

In addition to reviewing potential fraud activity daily, weekly, monthly, quarterly or annually, NuMonitor also: 

  • Includes a variety of alerts that mirror various types of bank fraud vulnerabilities  
  • Compares amounts and frequencies to known fraud trends and parameters
  • Monitors actual customer transaction activity to expected numbers and amounts 
  • Identifies and reports transactions or patterns that fall outside the identified criteria
  • Aggregates cash activity and provides case management and alert resolution tools

A June 2015 Aite Group report, “Global AML Vendor Evaluation: Managing Rapidly Escalating Risk,” includes CSI’s NuMonitor solution in its assessment of AML vendors within the financial technology industry. The report, which is based on both interviews with more than 80 AML executives and vendor research, cites complimentary feedback from regulators and bank executives on NuMonitor in the following areas:

  • Ease of use
  • Ability to close out multiple alerts at once (time saver)
  • Recent enhancements 

The study also notes that NuMonitor is an ideal solution for the financial institutions that it targets.  

“In a recent regulatory exam, a bank regulator said that NuMonitor is ‘one of the nicer monitoring systems he’s seen.’” - Global AML Vendor Evaluation: Managing Rapidly Escalating Risk, Aite Group LLC, Jun 2015 

Positive Pay

Positive Pay is an integrated fraudulent check detection tool that allows you to verify the authenticity of checks before you pay them. By comparing checks paid against customer checks issued, Positive Pay safeguards your bank and your customers by managing check fraud and maintaining compliance.

NuPoint’s Positive Pay for checking and savings accounts:

  • Enables unique parameters for check number ranges and high-dollar limits based on customers’ check-writing needs
  • Prevents bank check scams by identifying counterfeit, altered and misencoded checks, as well as unauthorized copies
  • Detects suspect status based on mismatched amounts, previously paid checks or check numbers not issued
  • Alerts tellers of suspected items before they cash checks

To learn more about CSI’s core banking system’s risk mitigation tools, complete our online contact form. A member of our team will reach out to you with more information about NuPoint’s risk mitigation solutions.