CashPlease®

Provide smarter
short-term loans.

Fast and flexible liquidity access via a turnkey solution.

Lend based on real-time financial data.

Meet short-term liquidity needs responsibly with CSI’s CashPlease®—a fully digital, turnkey platform that automates every step of the lending process and uses alternative data to assess ability to repay.

Fast, private loans in minutes

Account holders can apply for a loan anytime, anywhere through a fast, private process on your customized, white-label website (featuring your colors and logo). If approved, funds are deposited in minutes.

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Fair lending through smarter data

Assess ability to repay with our proprietary technology, which uses alternative data and proven models (not just credit scores) to deliver a fairer approach to short-term lending.

Hear a banker's experience

Built for today’s lending regulations

CashPlease® complies with all existing federal lending regulations, including the Military Lending Act. Our compliance experts closely monitor the industry for any changing regulations around consumer lending practices.

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Meeting liquidity needs, building loyalty

Meet account holders’ short-term liquidity needs—from managing life emergencies to celebrating life events—and help them avoid turning to high-priced lending sources, all while generating fee-based revenue and strengthening relationships.

Build trust with account holders

Complete solution, zero extra staff

Our fully automated program needs no extra staff, integrates with your core and mobile banking via Single Sign On (SSO) and includes marketing materials to support you from launch onward.

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A unified approach to liquidity

When paired with CSI’s Intelligent Limit System®, CashPlease® extends a unified liquidity limit across both overdraft and loan products based on ability to repay, reducing your risk while giving account holders more flexibility.

See how CashPlease and ILS work together

…We added [CashPlease], which helped by taking the manual work from a small-dollar loan out of the hands of our employees. You know, it would take hours really to book a small consumer loan, where now it’s automated.

Cheryl Hartsell
First Community Bank of the Heartland
SVP, COO
On-Demand Webinar

Rethink Overdraft: Insights for Forward-Thinking Banks

Why overdraft matters right now and what it could mean for your customer service—and your competitive edge.

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Frequently Asked Questions

Short-term digital loans are small, quick loans that account holders can apply for at their bank and receive online, within minutes, to cover immediate financial emergencies.

Short-term loans are usually for lower amounts, have faster approval times and use alternative data for underwriting. This makes them more accessible and flexible for more people.

With CashPlease®, account holders can apply anytime, anywhere through a secure, branded website customized to your bank or credit union. Account history is assessed and a decision is made almost instantly.

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Are you looking for the edge to outperform the competition? CSI is a full-service technology and compliance partner.

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