Smarter, faster
loan origination with
Hawthorn River.

Loan origination is the process of initiating and processing a new loan. It begins when a borrower applies and involves several key stages, including gathering documentation, verifying creditworthiness, conducting underwriting, and ensuring regulatory compliance.

Each step is designed to assess risk and establish clear loan terms, ultimately turning an application into a funded loan. By streamlining this multi-faceted process, lenders can make informed decisions, minimize errors, and provide a smooth, efficient borrowing experience.

Loan origination software is a digital platform that automates the process of originating loans.

Integrated with supporting applications such as credit scoring and document verification, an LOS helps lenders evaluate borrower risk, streamline underwriting, and maintain regulatory compliance. By optimizing key workflows, loan origination software accelerates approvals, minimizes errors, and improves the overall lending experience.

CSI’s Hawthorn River LOS handles a wide array of different loan types:

• Consumer Unsecured
• Consumer Non-RE (Vehicle, Boat, Etc.)
• Consumer RE (Portfolio Mortgage, HELOC, Etc.)
• Commercial Unsecured
• Commercial Non-RE (C&I, Equipment, Etc.)
• Commercial RE (Warehouse, Office Space, Etc.)
• Agriculture (Land, Livestock, Etc.)

Our system can accept:

• Accounts, Aircraft, Assets, As-Extracted, Chattel Paper, Commercial Real Estate, Construction Real Estate, Consumer Real Estate, Deposit Accounts, Documented Vessels, Equipment, Farm Equipment, Fixtures, General Intangibles, Household Goods, Instruments, Inventory, Investments/Stocks, Lease and Rents, Life Insurance, Manufactured Housing, Motor Vehicles, Recreational Vehicles, Non-Titled Property, Partnership Interest, Standing Timber, Title Vehicle, Watercraft