CSI Commercial Suite

Become More Central to Commercial Relationships

Commercial customers can keep their primary account with your bank while moving payments, cards, and cash management elsewhere. CSI helps your institution bring more of that activity back with connected commercial banking capabilities.

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Keep the Commercial Relationship Connected

CSI Commercial Suite extends NuPoint with modern commercial capabilities designed to help community banks serve larger and more complex business relationships. It brings together real-time ledgering, virtual account management, flexible money movement, commercial cards, and digital experiences to support the ways businesses manage and move money.

As businesses grow more complex, they may turn to other providers when their bank cannot support a needed payment method, account structure, or workflow. CSI Commercial Suite helps close those gaps, giving community banks more opportunities to keep financial activity within the institution while maintaining the personal service customers value.

Learn how to capture more commercial activity

Win More Operating Deposits

Give commercial customers a more flexible way to manage complex account structures with virtual accounts that organize and track funds by property, entity, customer, transaction, or purpose. This gives your bank a better way to serve businesses with complex structures and compete for the operating balances tied to them.

Learn more about commercial deposits

Give Businesses More Ways to Move Money

Support the way your commercial customers need to pay and get paid with access to ACH, wire, RTP, FedNow, and other domestic and international payment rails. CSI’s coordinated payment capabilities help your bank handle more complex money movement and keep more payment and treasury activity within the relationship.

Explore flexible money movement

Provide the Card Businesses Are Looking For

Offer debit, prepaid, virtual, and corporate card programs with configurable controls and real-time visibility. Connected card capabilities can help your bank capture more commercial activity and support the financial operations of more sophisticated business customers.

Learn more about commercial cards

Meet Customers Where They Work

Give customers access through CSI digital banking or make selected banking capabilities available within ERP systems and other business software through APIs and integrations. This gives businesses the choice to bank through your digital experience or within the systems they already use to run their operations.

Explore digital & embedded capabilities

Turn Commercial Opportunities into Stronger Relationships  

CSI Commercial Suite brings modern commercial capabilities together around the needs of specific business markets. By supporting more of how these businesses manage money, your institution can create opportunities to win and grow relationships while capturing more deposits, payments, treasury and card activity.

HOA Banking

Association (HOA) Banking  
Support dues collection, reserve accounts, vendor payments, and complex account structures.  

Key

Landlord & Property Management Banking  
Support rent collection, deposits, property-level funds, and owner disbursements.  

Scales of justice

Attorney & Client Trust Banking  
Support IOLTA, retainers, settlements, and matter-level financial activity.  

Documents

Title Company Banking  
Support escrow, closings, and high-value money movement with appropriate controls.  

Cash management and liquidity

Cash Management & Liquidity  
Support everyday treasury operations, liquidity management, cash visibility, and forecasting.  

White Paper

How Community Banks Win Commercial Relationships Becoming Integral to Modern Business Operations

Explore how community banks can support more of their business customers’ day-to-day financial operations and build stronger commercial relationships by becoming a more integral part of how businesses manage money.

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A Common Financial Workflow Behind Every Market Solution 

HOAs, property managers, law firms, and title companies manage money differently, but many of their underlying financial needs follow a common pattern. CSI Commercial Suite brings together the capabilities that support this workflow and applies them to the specific needs of each market.  

Hand out to receive payment

Collect  
Bring incoming funds into the right accounts.  

Laptop

Manage
Organize money by entity, client, property, or purpose.

Cogs

Control
Define who can move funds and how approvals happen.

Arrows pointing in opposite directions

Move
Send payments through the right rail or workflow.

Reconcile icon

Reconcile
Match activity and reduce manual work.

Documents

Report
Give clients timely visibility into balances and cash position.

Frequently Asked Questions

The CSI Commercial Suite brings together commercial deposit, virtual account, payment, card, and digital capabilities to help community banks support more of how businesses manage money. The goal is to help banks serve more complex customers, grow valuable operating deposits and capture more of the commercial relationship.

Virtual account management helps businesses organize and track funds beneath a parent bank account. Funds can be separated by property, entity, customer, transaction, or another business-defined purpose while the bank maintains a consolidated view of the relationship.

Not always. Depending on the solution and integration, customers may manage their finances through CSI digital banking or access selected banking capabilities within ERP systems and other business software. Availability will depend on the bank’s configuration and the capabilities being used.

CSI Commercial Suite applies shared commercial banking capabilities through market solutions designed around specific business needs. Initial market solutions include Association (HOA) Banking, Landlord & Property Management Banking, Attorney & Client Trust Banking, Title Company Banking, and Cash Management & Liquidity. Each applies common capabilities to the financial workflows and requirements of that market. 

NuPoint provides the core banking foundation. CSI Commercial Suite is designed to extend that foundation with capabilities such as virtual accounts, real-time ledgering, coordinated payments, commercial cards and flexible digital access.

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News & Resources

Why Holding the Commercial Account Is No Longer Enough

Learn why holding a commercial account no longer guarantees primacy and how community banks can retain deposits by supporting daily financial workflows.

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5 Ways Financial Institutions Can Create More Value for Small Businesses

Small businesses want more than banking products. Explore five ways financial institutions can deliver greater value and become trusted business partners.

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Why Early Engagement Is Critical for Customer Retention

High attrition rate with new bank accounts? Learn best practices for new customer engagement strategies and how personalized content drives long-term growth.

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Bring More of the Commercial Relationship Back to Your Bank

Talk with CSI about where your commercial customers’ financial activity is moving and how your institution can compete for more of it.

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