Traditional overdraft programs are falling short in today’s dynamic regulatory and customer landscape. Meet CSI’s Intelligent Limit System (ILS)—a real-time, data-driven overdraft management solution that delivers personalized, responsible protection for account holders without sacrificing revenue. ILS analyzes real-time customer data like deposit behavior and repayment ability to dynamically adjust limits, unlike outdated one-size-fits-all models. The result? Over 99% of ILS-managed overdrafts are repaid, reducing risk, boosting compliance, and enhancing customer trust.
Seamlessly integrated with your core system, ILS empowers financial institutions to optimize non-interest income and deliver a fair, compliant overdraft experience—no extra staff required.