Our Leadership

Steve Powless serves as chairman and CEO of CSI, a role in which he provides strategic vision and leadership for the company. In his role, Steve sets the company’s focus on technology innovation and ensures that it’s delivering value to both customers and shareholders. During his more than 30-year career with CSI, he has held such leadership positions as executive vice president of corporate development, chief operating officer and president; he’s also been a member of the CSI Board of Directors since 1992.

Steve was named CEO in 1999, only the second person in the company’s history to hold the position. He then was elected board chairman in 2017. In addition to his leadership at CSI, Steve has served the fintech industry in various leadership roles, including being past president and director of the Association for Financial Technology (AFT). He holds a B.S. in Business from Murray State University. Steve also is chairman of the Baptist Health Paducah Administrative Board of Directors.

David Culbertson serves as CSI’s president and chief operating officer, a role in which he leads the strategic direction for the company’s portfolio of technology and financial services solutions, regulatory compliance, administration, sales and customer service. As president and COO, he works across the organization to build upon CSI’s service-centric reputation by further enhancing the seamless delivery of CSI’s products and services to its customers, while also creating operational efficiencies across the company’s suite of fintech solutions.

In his nearly 30-year career with CSI, David has held numerous leadership positions, including vice president of research and business development and vice president of affiliate services. He has served his community on various boards and is currently the board chairman for the Lourdes Foundation. He also is a past president of the Association for Financial Technologies. David holds a B.S. in Computer Science from the University of Virginia and is a graduate of the Wharton School Executive Education program.

Brian Brown serves as chief financial officer for CSI. With more than 15 years of experience in corporate finance, Brian provides leadership for CSI’s financial reporting, accounting, tax, budgeting, planning and analysis, treasury management and investor relations. For the past seven years, he has held various leadership roles within CSI’s corporate finance team, including senior vice president of finance, vice president of finance and director of financial planning and analysis.

Brian brings a depth of expertise to his position, having consistently contributed to CSI’s financial and strategic planning processes, investor relations activities and financial reporting. Prior to joining CSI, Brian held leadership positions with JMP Coal Holdings, LLC; FCB Services, Inc. (a subsidiary of Farmers Capital Bank Corp) and the Kentucky Department of Financial Institutions. He holds a master of science in finance from Indiana University Kelley School of Business, an MBA from University of Kentucky Gatton College of Business and Economics, and a bachelor of arts in Finance and Economics from Transylvania University.

Kurt Guenther serves as president of CSI Business Solutions Group. In his role, he provides strategic leadership for CSI’s document delivery, managed services and regulatory compliance solutions. Kurt focuses on guiding product strategy, enhancing the customer experience, and driving both new sales and cross-sales for CSI’s business solutions.

Prior to joining CSI in 2019, Kurt served as regional vice president for SAP as head of regional banking and capital markets. In addition to his leadership role at SAP, Kurt has served in various other leadership positions within the fintech industry. He attended Arizona State University and is an active member, former board member and past president of the Association for Financial Technology (AFT).

Giovanni serves as president of CSI’s Enterprise Banking Group. In his role, Giovanni is responsible for the sales, retention, product development and customer experience initiatives for CSI’s core banking business, as well as offerings that support the company’s core platforms. These solutions include CSI’s cloud-based core banking software, digital banking solutions and payments processing products. Mastronardi began his career at CSI in 2012 as vice president of Sales and most recently served as Chief Sales Officer.

Giovanni has more than 20 years of experience working with online platforms, including mobile and Internet banking, as well as electronic payment channels. He also has over 10 years of direct banking experience. Giovanni holds a B.S. in Business Administration from San Diego State University.

Diva Narayanan serves as CSI’s chief technology officer. In his role, Diva leads the efforts of CSI’s software engineering group, infrastructure management group and host/remote operations team. With more than thirty years of experience at CSI, he has provided leadership for the development of numerous financial services technology platforms, and he possesses in-depth expertise when it comes to the company’s technical architecture. Diva holds a bachelor’s degree in computer science from Southern Illinois University.

Paul Koziarz serves as CSI’s chief development officer. In this role, he leads the company’s focus on strategic acquisitions and partnerships. He has spent more than 25 years in the financial services industry. He was president of Financial Technology, Inc. (FTI), a Chicago-based company that provided financial management and decision support systems to more than 2,000 banks worldwide. He was also a vice president with HNC Software Inc. in San Diego, where he focused on growing the community bank business segment for its profitability and analytics solutions. Paul has an MBA and a B.S. in Finance from Southern Illinois University.

Charmaine Smith serves the CSI executive leadership team as the Chief Human Resources Officer. With over 25 years of experience, Charmaine brings a wealth of knowledge in several key human resources areas, including diversity program initiation, benefits/compensation planning, talent acquisitions, leadership development and change management.

Prior to joining CSI, Charmaine served as vice president of human resources at Samsung. She is a graduate of Eastern Michigan University with a Bachelors in English Language and Literature.

Jennifer Werner serves as CSI’s chief marketing officer, a role in which she leads brand development, marketing strategy and public relations initiatives. Jennifer has more than 20 years of experience in conceiving, developing, implementing and driving B2B and B2C marketing strategies within financial services, payments and healthcare industries. She has a demonstrated history of building and managing large-scale marketing initiatives within fast-paced, entrepreneurial organizations. Jennifer is a graduate of Lipscomb University, with a degree in organizational communications and a focus in marketing.

Bob Ezell serves as chief customer experience officer for CSI. In his role, Bob oversees all facets of the customer experience, including relationship management, customer service and education services, for CSI’s core banking, managed services and document services solutions. He has more than three decades of experience working closely with financial institution executives on adopting innovative technologies that enhance customer engagement and improve operational performance.

During his career, he also has held positions in account management and product management, which allows him to specialize in integrating the user experience into new platforms and helping banks leverage technology to its fullest. Bob is a past director and president of the Association for Financial Technology (AFT), and he has served on various product advisory boards for fintech companies. Bob holds an MBA from Murray State University.

Patrick MacCartney is CSI’s chief data officer. In this role, Patrick is responsible for keeping the business aligned to strategic goals and improving business performance. He leads CSI’s business intelligence group and corporate administration group. The business intelligence group focuses on the best use of internal information systems by developing tools and processes to improve staff productivity to serve our customers, develops reporting and analysis to support our business and oversees business development to execute on our organic growth opportunities. The corporate administration group team is responsible for contract administration, communicating policy and procedures and several other corporate administrative duties.

Patrick has more than 20 years of experience working with financial institutions and has held a variety of leadership positions with CSI. Patrick has an MBA in Strategic Business Management from Indiana Wesleyan University and a B.S. in Business Administration from Indiana University.

Keith Monson serves as CSI’s chief risk officer. In this role, Keith maintains an enterprisewide compliance framework for risk assessment and reporting, as well as other key components of CSI’s corporate compliance program. With nearly 25 years of banking experience, he has a wide range of experience in the compliance arena, having served as a chief compliance officer for both large and small financial institutions. His experience also includes assisting financial institutions as a compliance consultant and most recently as a chief risk officer. Keith holds a B.S. in Finance from Truman State University.

A CSI employee since June 1992, Tammy Souder was named corporate secretary in 1998 and vice president of corporate administration in July 2005. She currently serves as CSI’s chief administrative officer. Tammy holds an associate degree in business management from Paducah Community College.