A Monthly Trivia Moment

A best-in-class overdraft system should automatically respond to account behavior changes (like fewer deposits) with:

A strong overdraft program doesn’t just flag risky account behavior—it automatically triggers the right communication, whether that’s a phone call, email, or letter. This proactive approach ensures timely, consistent outreach, reduces manual work, and demonstrates to both account holders and examiners that your institution is managing risk responsibly.