De Novo Banks

Start Strong with Technology That Scales

Build your bank on a technology foundation designed to support your growth. CSI gives de novos flexible, proven technology backed by deep expertise and high-touch service—helping you launch with confidence, operate efficiently, and scale as your strategy and customer needs evolve.

What We Offer

Core Banking

Modernize on our open, proven NuPoint core that helps you operate efficiently while giving you the freedom to connect with the partners you choose.
Explore NuPoint

Digital Banking

Deliver proactive, personalized consumer and business banking experiences with Apiture, deployed with your existing core or fully integrated with NuPoint.
Learn About Apiture

Customer Intelligence

Through the power of connected data and AI-driven intelligence, proactively identify needs, personalize engagement, and deepen both consumer and business relationships.
Discover Customer Intelligence Suite

Financial Crime Prevention

Detect fraud, support AML and sanctions compliance, and reduce risk without creating unnecessary friction.
Learn More

Loan Origination

Simplify consumer, commercial, and mortgage lending with digital workflows and automation that accelerate decisions and reduce manual effort.
Discover Hawthorn River

Account Growth and Retention

Attract more valuable account holders, encourage engagement, and strengthen long-term relationships through targeted account growth and rewards solutions.
Learn about Retail Performance Engine

Short-Term Liquidity

Give account holders more personalized, responsible ways to manage short-term financial needs while helping your institution balance risk, service, and revenue.
Explore Intelligent Limit System

Managed IT and Cybersecurity

Extend your team with expertise across IT infrastructure, cybersecurity, cloud, resiliency, compliance, and advisory services.
Explore Managed Services

Launching a De Novo with CSI: Studio Bank

“It was important for us that our core provider and our digital provider could expand with us and scale with us.”

Aaron Dorn
Studio Bank
Chairman, President, and CEO

“CSI provides an exceptional core banking system that is much better and easier to use than at other banks I have worked. The systems integrate well and are very intuitive.”

Jeff Welch
Settlers Bank
Senior Vice President

Related Content

View All Content
Blog | Aug. 27, 2026
Unmet Financial Needs Are Fragmenting Your Commercial Banking Relationships

Strong business banking customers often have secondary financial providers. Learn how to win back the activity they’ve ...

White Paper
How Community Banks Compete Through Modern Treasury

See how modern treasury helps community banks compete for deposits and strengthen business relationships. A Datos Insights report commissioned by CSI. Commercial Banking Expectations Are Rising Business customers have more choices and less tolerance for disconnected financial tools. They increasingly expect faster payments, greater cash visibility, and banking capabilities ...

Customer Story
Strong Leadership Fuels Checking Growth at Ouachita Valley Federal Credit Union

See how Ouachita Valley Federal Credit Union combined strong leadership with the Invitation Checking® System to turn ...

Blog | Sept. 8, 2026
What Cash-Tracking Spreadsheets Reveal About Commercial Banking Relationships

Cash-tracking spreadsheets can reveal gaps in commercial banking relationships. They can also help banks identify unmet ...

White Paper
The Definitive Guide to a Modern Core Banking Partnership

Choosing a core solution can be a daunting challenge. As the heart of your bank’s operations, your enterprise core platform is the key to long-term viability, determining your capacity to digitally transform and adapt with the latest technologies. Our Definitive Guide to a Modern Core Banking Partnership offers insight, tips and best practices from consultants, analysts and ...

Blog | Aug. 27, 2026
ACH, RTP, and the FedNow Service: Strategies for Multi-Rail Treasury Management

What is multi-rail treasury management? Learn how banks can coordinate ACH, RTP, and the FedNow Service to improve payment ...

Blog
3 Digital Banking Strategies to Drive Customer Engagement

Ongoing improvements and expansion of digital banking are redefining consumer relationships with their financial ...

Blog | Aug. 28, 2026
Fraud Warning Signs and How Heeding Them Prevents Larger Losses

Cyberattacks and fraud don’t stick to one channel. Protect systems and accounts with a response plan that monitors common ...

Get in Touch

Build what’s next with CSI by your side.

Let’s Talk